A new XRP-based payments app will allow four billion smartphone users to send money anywhere in the world via SMS, the most widely used data application on the planet, says a report from Ripple. The app, called Remit, was developed at SLOHacks, a recent hackathon at the California Cybersecurity Institute at California Polytechnic State University.

Ripple says the platform leverages the Xpring software development kit (SDK) for XRP and the Twilio application programming interface for text messaging.

Xpring, Ripple’s development and fundraising arm, sponsored the hackathon where 275 developers gathered to create new and innovative projects in the world of fintech, gaming and cybersecurity.

Remit is the winner of the “Best Use of Xpring” challenge, which focused on creative uses for XRP and the Interledger Protocol (ILP).

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